Background of the Study
During his tenure, President Goodluck Jonathan’s administration launched the National Housing Scheme with the goal of providing affordable housing for Nigerians, particularly those in urban areas. The scheme aimed to address the growing housing deficit, improve access to homeownership, and promote economic development. Jos North, as part of Plateau State, has faced challenges related to the high cost of housing, population growth, and inadequate housing infrastructure.
Jonathan’s housing scheme was designed to offer low-cost homes to Nigerians, particularly targeting middle- and low-income earners. This study will evaluate the extent to which the housing scheme has facilitated affordable homeownership in Jos North, looking at the availability of housing, its affordability, and the overall impact on residents' living standards.
Statement of the Problem
While the National Housing Scheme was intended to address housing challenges, Jos North still faces a significant housing deficit, with many residents unable to afford homeownership. The study seeks to assess whether Goodluck Jonathan’s housing scheme successfully met its goals in providing affordable housing in Jos North and the extent to which it contributed to reducing the housing deficit.
Objectives of the Study
To evaluate the impact of Goodluck Jonathan’s housing scheme on affordable homeownership in Jos North, Plateau State.
To assess the availability and accessibility of housing under Jonathan’s scheme in Jos North.
To investigate the role of the housing scheme in improving the living standards of residents in Jos North.
Research Questions
What impact did Goodluck Jonathan’s housing scheme have on affordable homeownership in Jos North?
How accessible and available was housing under Jonathan’s housing scheme in Jos North?
To what extent has the housing scheme improved the living standards of residents in Jos North?
Research Hypotheses
Goodluck Jonathan’s housing scheme has significantly increased affordable homeownership in Jos North, Plateau State.
Housing availability and accessibility under Jonathan’s scheme have improved in Jos North.
The housing scheme has contributed to an improvement in the living standards of residents in Jos North.
Scope and Limitations of the Study
This study will focus on Goodluck Jonathan’s housing scheme and its impact on affordable homeownership in Jos North, Plateau State. It will examine the availability of homes, affordability, and improvements in living standards. The study will be limited to the implementation period of Jonathan’s administration and will not include housing policies implemented after his tenure.
Definitions of Terms
Affordable Homeownership: The ability of individuals or families, particularly those in low- or middle-income brackets, to purchase homes without facing significant financial strain.
National Housing Scheme: A government initiative aimed at providing affordable housing to Nigerians, especially targeted at low- and middle-income earners.
Housing Deficit: The gap between the demand for housing and the availability of adequate housing units in a given region or country.
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